Protecting your Property from Storm & Lightning Damage
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Protecting your Property from Storm & Lightning Damage

Heavy storms continue to increase across the UK with flash floods, lightning strikes and strong winds, all of which can cause serious damage to your property. However, there are some simple precautionary measures that you can take to help protect your property from such damage occurring. These precautions are detailed below.  

Storm Prevention
• Check your roof regularly:
ensuring there are no loose or missing tiles/slates. Pay attention to any area of flat roof as this type of roof can have a limited life span. For example, check that the felt is securely sealed and watertight on all areas. If any areas of concern are identified, hire a roofing contractor to assess and complete any work as necessary.   
• Check cladding and all facia boards are secure 
• Inspect gutters and down-pipes:
ensuring these are in good condition and clear of any debris or other blockages. If your gutters overflow during a downpour, then this is a good indication they need to be cleaned.  
• Deal with any trees: if there are any trees close to your property, hire the services of a tree surgeon to ensure any loose branches or diseased trees are dealt with.
• Secure signage and fences: if you have any signage attached to the property, ensure this is adequately secured and make sure fence panels are also securely fixed.
• Provide advice to tenants: on securing all windows and doors when a storm may be approaching as well as moving any items of garden furniture to a safe storage area. You can sign up for free weather alerts for your area via the Met office here: https://www.metoffice.gov.uk/about-us/guide-to-emails

Whilst you may be able to carry out an initial inspection to ascertain any risks that may cause damage, it is recommended to use specialist advice for areas of uncertainty or to inspect out of reach parts of the property.

Lightning Protection
• Some areas of the UK are at higher risk due to their location. If your property is located within an area prone to lightning strikes, consult with a professional company for advice on how best to protect your property against this threat and install any suitable systems.
• If your property is already fitted with lightning protection, ensure this is maintained on an annual basis.
• Install surge protection to protect the internal wiring of the property.

These are some simple steps that can be done to help reduce the risk of damage caused by lightning or storms. However, if your property does get damaged, contact your insurer as soon as possible to let them know what has happened. It is also good to photograph or video any damage.

What to do next
If you would like any further information on how we can help you reduce risks to your property, call us now on 01789 761660 and speak to one of our property professionals.